Enroll in Identity Protection Services coverage
Relax as ID Watchdog monitors your credit and data
Receive alerts of suspicious activity
Get your good name restored by an identity theft specialist
Who is the provider?
Who in my family can use this program?
Members of your family who are considered eligible for coverage include:
You must be enrolled in family coverage for members of your family to be covered.
How much does coverage cost?
When would my coverage start?
What if my employment status changes?
What is dark web monitoring?
Is identity theft a concern for my children, too?
What’s included in the family plan?
Our family plan helps you better protect your loved ones, with each adult getting their own, personalized account. And, we offer more features that help protect minors than any other provider.
Child Credit Lock
Activate a Child Credit Lock for your minor child to help better protect against credit fraud in your child’s name by creating an Equifax credit report for your child, then locking it to prevent access to it by potential lenders and creditors. Available with a Premium Plan.
Child Credit Monitoring
Scans the Equifax credit database for a child’s Social Security number and alerts you if a credit file potentially exists or is created under your child’s identity.
Social Account Monitoring
Notifies you of potential cyberbullying or reputation-damaging information directed at you or your family on social media (Facebook, LinkedIn, Twitter, Instagram, and YouTube).
When I activate credit monitoring, will it impact my credit score?
Legal Disclaimers
*Locking your Equifax credit report will prevent access to it by certain third parties. Locking your Equifax credit report will not prevent access to your credit report at any other credit reporting agency. Entities that may still have access to your Equifax credit report include: Companies like Equifax Global Consumer Solutions, which provide you with access to your credit report or credit score, or monitor your credit report as part of a subscription or similar service; Companies that provide you with a copy of your credit report or credit score, upon your request; Federal, state, and local government agencies and courts in certain circumstances; Companies using the information in connection with the underwriting of insurance, or for employment, tenant or background screening purposes; Companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; Companies that authenticate a consumer’s identity for purposes other than granting credit, or for investigating or preventing actual or potential fraud; and Companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit www.optoutprescreen.com.
The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits (www.idwatchdog.com/terms/insurance).
Mercer's Role & Compensation