Protecting your loved ones can be one of life’s greatest responsibilities. When a family loses someone, in addition to grief, survivors may suddenly be faced with costly expenses and debts and even a loss of income. You may also, at any point in your life, need caregiving services, which could cost hundreds of dollars per day. Many families would have trouble paying for living expenses if they lost their primary earner.

Help address these concerns with Trustmark Life + Care^®, which provides permanent life insurance with additional benefits for care. The care benefits can be used to help pay for adult day care, assisted living or at home caregiving.

Trustmark Life + Care^® provides:

• Combination of coverage: get both permanent life insurance (death benefit) and care benefits for one rate.
• Care benefits are paid to you when you receive caregiving services from either a professional or a family member. Benefits can help pay for professional caregiving services: home health care, assisted living, adult day care and more.
• Guaranteed to last a lifetime: once you have coverage, your rate doesn’t increase as you get older.
• You can even switch between family caregiving and professional caregiving and keep collecting benefits.

Eligible employees include active, full-time, ages 18–75.¹

This two-in-one protection helps you avoid depleting your retirement savings or overburdening family members. Additionally, this benefit does not create a "use it or lose it" situation. If you don't utilize caregiving benefits, the beneficiary will still receive a death benefit.

Trustmark Life + Care^® can be exactly what you need to aid planning for your financial future and help alleviate any fear of burdening your family.

These are the periods when you are eligible to enroll for Trustmark Life + Care^®:

• Within your new hire enrollment period.
• If you have a qualifying life event (you get married, have a baby, etc.), call
  1-844-732-1903 to change or increase your benefit amount, or add a child or spouse to coverage.
• During your employer’s annual enrollment.

Check with your employer’s human resources/benefits team for specifics about these timeframes.